Rainy-Day Savings
美音、自然拼读、分级阅读与词汇复习
Table of Contents Money in the Bank.
银行内内容货币列表.
4 Saving Is Smart.
4 拯救是聪明的。
and Hard.
和难。
8 A Job Is Lost.
8 A Job is lost. 工作丢失。
11 Anita’s Rainy Day.
11 安妮塔雨天.
13 Glossary.
13 词汇。
16 Money in the Bank When her mom picked Anita up from school, the car was making strange grinding sounds.
16 在银行的钱 当她妈妈把安妮塔从学校接走时, 汽车正在制造奇怪的打磨的声音。
“What’s that noise?”
" 那是什么声音? “
Anita asked as she plopped into the passenger’s seat.
Anita爬入乘客座位时询问。
“Is the car going to break down?
“这辆车会崩溃吗?
I need to walk six dogs before dinner.”
我要在晚餐前走六条狗 “
“Don’t worry—we’ll get home in time for your job,” Mom said.
“别担心, 我们会及时赶回家上班,
“I’ll visit the auto mechanic tomorrow morning to find out what’s wrong with the car.
我明天早上会去看汽车修理工,
Hopefully, it’s something minor, and the repairs won’t cost too much.”
修复费用不会太高。 “
“What if it’s something serious?”
“如果事情严重呢? “
Anita asked worriedly.
安妮塔很担心
This was her family’s only car.
这是她家唯一的一辆车。
“Your dad and I have some money in the bank,” Mom said.
“你老爸和我银行里有些钱,
“We save every month so we can deal with problems like this.
“我们每个月都省钱,这样我们才能处理这样的问题。
When we have a rainy-day emergency or an unexpected expense, we can write a check to pay for it.
当我们有雨天紧急情况或意外开支时,我们可以写一张支票来支付.
The bank takes the amount of the check out of our bank account.”
银行从我们的银行账户取出支票 “
“ And the rest of your money sits there until you need it?”
“...... 剩下的钱就放在那直到你需要为止? “
Anita said.
安妮塔说。
“Yes, we can take the money out of the bank whenever we need it,” Mom said.
“是的,只要需要,我们可以把钱从银行取出。”
“Maybe I should have a bank account, too,” Anita said.
“也许我也应该有一个银行账户,”安妮塔说。
Now that she walked the neighbors’ dogs after school, she had money of her own.
现在她放学后走着邻居的狗,
“That’s an excellent idea, Anita,” Mom said.
“这是个好主意,
“Tonight, you can research what you need to do to start your own savings account.
“今晚,你可以研究你需要做什么才能开始自己的储蓄账户。
On Saturday, we’ll go to the bank together to open an account for you.”
我们一起去银行为你开户。 “
Saving Is Smart.
保存是聪明的。
and Hard A month after she opened her savings account, Anita received a letter in the mail.
难 在她开设储蓄账户一个月后,安妮塔收到了邮件中的一封信.
It was a bank statement showing how much money she had in her account.
这是一张银行对账单 显示她账户里有多少钱
It also showed how much interest, or additional money, her savings had earned.
这还表明,她的储蓄赚取了多少利息或额外资金。
“Why are they giving me interest?”
“为什么他们给我利息? “
Anita asked her dad.
安妮塔问她爸爸。
Do You Know?
你知道吗?
How to Open a Bank Account Where?
怎样开户?
You can open an account online or in person.
您可以在网上或亲自开户。
When?
什么时候?
You can open an account at any age.
任何年龄都可以开户.
Who?
谁?
If you are under eighteen years old, your parent or guardian’s name needs to be on the account.
若您未满18周岁,则需填写您的父母或监护人的姓名。
What?
什么？
You need a Social Security Number, your date of birth, proof of address, and money to deposit.
您需要社会保障号码、出生日期、地址证明和存款。
Some banks may require additional forms of ID.
一些银行可能要求额外的身份证形式.
Call ahead to find out what is needed in your area.
打电话去查查你们需要什么
Why?
为什么?
A bank account is safe and convenient—your money is protected, and you can withdraw funds whenever you need them.
银行帐户是安全的和方便的,你的钱是受保护的,你随时可以提取资金。
“The bank took the money from you and others, and loaned it out to people who needed it.”
“银行从你和其他人那里拿走了钱,并将其借给需要的人。 “
Dad said.
爸爸说。
“Those borrowers will eventually pay the bank back.
“这些借款人最终将偿还银行。
When people repay their loans to the bank, they also pay extra money, called interest.
当人们偿还贷款给银行时,他们也支付额外的钱,称为利息.
Interest is how the bank makes money.
利息是银行如何赚钱的。
Some of that interest gets passed on to you for letting the bank lend out your money.”
你让银行借出你的钱 利息就归你了 “
“Wow!
“哇!
I earn money by walking dogs, and my money earns money by helping other people.
我靠走狗赚钱 我靠帮别人赚钱
I love having a bank account!”
我喜欢有银行账户!”
Anita headed outside to do her job.
安妮塔去外面做她的工作
Four huge dogs on tangled leashes were pulling her down the sidewalk when she spotted her friend Maurice.
四只被缠住的狗 把她拉下人行道 当她看到她的朋友莫里斯时
“Do you like my new skateboard?”
“你喜欢我的新滑板吗? “
Maurice asked, picking it up so Anita could get a close look at it.
莫里斯问,捡起它,这样安妮塔就可以仔细看一看.
It was silver and blue with bright orange wheels.
是银色和蓝色 有亮橙色轮子。
“It’s great!”
" 这是伟大的!"
Anita said, after looking it over.
安妮塔说,看完之后
“You should get one, too—then we could skateboard together.”
“你也应该得到一个——然后我们可以一起滑板。 “
“Maybe,” Anita said.
“也许,”安妮塔说。
She wanted a skateboard of her own, but she also loved seeing her bank account grow.
她想要自己的滑板,但她也喜欢看到自己的银行账户增长.
A Job Is Lost A few days later, Dad came home looking sad.
几天后,爸爸回家时很伤心
The company where he worked had to close, so he no longer had a job.
他工作的公司不得不关闭,所以他不再有工作.
Suddenly, a new skateboard didn’t seem important to Anita at all.
突然间,
She got the bank statement from her bedroom and showed it to her parents.
她从她的卧室里拿到银行对账单,并把它给她的父母看.
“This sounds like a rainy-day emergency.
“这听起来像是雨季的紧急情况。
I have money in my savings account, if it would help.”
我存款账户里有钱 如果有帮助的话 “
Dad managed a small smile.
爸爸的笑容有点小
“Thank you, Anita.
“谢谢你,安妮塔。
But you can save that money for your own rainy-day emergency.”
但你可以省下那笔钱 来应付你的雨季紧急情况 “
“I still have my job, and we have our own savings account,” Mom said.
“我还有工作,我们有自己的储蓄账户。”
“We will cut back on expenses for a while and cancel our vacation to the beach.
“我们将暂时减少开支并取消去海滩的假期。
But because we planned ahead and saved, we’ll probably be all right until your dad finds a new job.”
但因为我们提前计划并挽救, 在你父亲找到新工作之前, “
Anita felt better, but something told her she should plan ahead, too.
安妮塔感觉好点了 但有东西告诉她 她也应该提前计划
Anita’s Rainy Day One week later, it was raining hard when Anita got home from school.
安妮塔的降雨日 一周后,安妮塔从学校回家时,雨下得非常大.
But even in bad weather, she had to do her job.
但即使是在恶劣的天气,她也不得不做她的工作.
People and dogs were depending on her.
人和狗都依赖她
She put her feet into galoshes that rose almost to her knees.
她把脚放入了膝盖上
She pulled on a shiny yellow raincoat and grabbed her umbrella.
她拉起一身闪亮的黄色雨衣,并抓住了伞.
Then she trudged off to the first house.
然后她跑去第一所房子
Anita had six dogs to walk, and none of them liked getting wet.
安妮塔有六只狗要走 他们都不喜欢被弄湿
They cried and huddled together as she pulled on their leashes with one hand.
当她用一只手拉起他们的绳子时,他们哭泣并拥抱在一起。
With her other hand, she tried to hold on to the umbrella.
用她的另一只手,她试图握住伞.
But the wind whipped the umbrella around until Anita lost her grip.
但被风鞭打的雨伞被打到安妮塔失去控制.
The umbrella flew from her hand and went crashing down the sidewalk.
伞从她手上飞出,去撞倒了人行道.
By the time Anita caught up to it, the umbrella was torn and bent, and she was soaked.
等安妮塔赶上后,雨伞被撕裂并弯曲了,她被湿透了.
She sloshed around the rest of the block with the dogs, then ran for the shelter of her house.
她和狗一起在街区的其余地方漫步,然后跑去她家的避难所.
“What happened to you?”
“你怎么了? “
Mom asked.
妈妈问的
“I just had a rainy-day emergency,” Anita said, realizing how she wanted to spend at least some of her savings.
Anita说, “我刚刚遭遇了一场雨天的紧急事件,”Anita意识到她想花掉至少一部分积蓄。
“It’s time to buy a new umbrella!”
「是时候买个新伞了!