a Budget
美音、自然拼读、分级阅读与词汇复习
T able of Contents Money Trouble.
内容钱的问题。
4 Time for a Budget.
4 预算时间。
8 Making a Budget.
8 编制预算。
10 Spending Within a Budget.
10 预算内开支。
13 Glossary.
13 词汇。
16 Money T rouble Every week, Brad’s parents gave him an allowance.
16 钱 卢布 每周,布拉德的父母都给他补贴.
They didn’t give him the money as a gift, though.
他们并没有把钱作为礼物送给他。
Brad actually earned it.
布拉德实际上得到了它。
Each day, Brad took out the trash and cleared the table after dinner.
每天都会 布拉德把垃圾拿出来,吃完饭后清理了桌子.
He fed the family dog and took him for walks.
他喂养了家狗,带他散步.
For all of this work, Brad earned $12 each week.
对于所有这些工作,布拉德每周挣得12美元.
The problem was, the money Brad earned seemed to disappear just as quickly as he earned it.
问题是,布拉德赚来的钱 似乎和他赚的钱一样快消失
His dad said that money seemed to “burn a hole in his pocket.”
他的爸爸说,钱似乎“在口袋里烧了个洞。 “
Brad spent his money on video games more than anything else.
布拉德将他的钱花在电子游戏上比其他任何东西都多.
Sometimes he wanted to go to the movies with a friend or buy a candy bar.
有时他想和朋友一起去看电影,或者买个糖果酒吧.
He never seemed to have enough money, though.
不过他似乎没钱
Time for a Budget Brad begged his parents for a raise, but he didn’t get one.
Brad恳求父母加薪,
Brad’s dad said he would only get a raise if he did more work.
布拉德的父亲说,只要他做更多的工作,他才会得到加薪.
Brad didn’t want to do more work, so he had to get by on $12 a week.
Brad不想做更多工作, 所以他必须每周12美元。
“If you don’t want to work more, then I think you should create a budget,” said Brad’s dad.
布拉德的父亲说, “如果你不想多工作,那么我认为你应该创造预算。 ”
“What’s a budget?”
“预算是什么? “
asked Brad.
问布拉德。
Brad’s dad explained that a budget was a plan to set aside money each week for certain expenses.
Brad的爸爸解释说,预算是计划每周为某些开支预留资金。
“You spend only as much as your budget allows for each type of expense.
“你只花费你预算所允许的每一种开支。
That way, you are sure to have money for the different things you want,” explained his dad.
”他父亲解释道,
“Sounds like a good idea,” said Brad.
布拉德说,“听起来是个好主意。”
“Will you help me make one?”
“你会帮我做一个吗? “
Making a Budget That night, Brad sat down at the kitchen table with his parents.
编制预算 当晚,布拉德和他的父母坐在厨房桌子上.
They made a list of the different types of things Brad wanted to be able to buy.
他们列出了布拉德希望能够买到的不同类型的物品.
The list included categories such as snacks, entertainment, and clothing.
清单包括小吃、娱乐和服装等类别。
Brad’s parents explained that a budget should always set aside a percentage of earnings as savings.
Brad的父母解释说,预算应该总是留出一定比例的收入作为储蓄。
They told Brad that by saving a little money each week, he could save a lot over time.
他们告诉布拉德,通过每周节省一点钱,他可以随着时间的推移节省很多.
Then he would be able to buy something expensive in the future.
然后他将来就能买出贵重的东西
“It can also be your rainy day fund,” said his mom.
他的妈妈说,
Brad gave her a puzzled look.
布拉德给她的表情很迷惑
“A rainy day fund is there to help out in an emergency,” she explained.
她解释说,“在紧急情况下,有一个雨天基金可以提供帮助”。
“It’s like an umbrella that keeps you from getting soaked if it rains.”
“这就像个雨伞, “
They also said it was important to set aside a little money to help others.
他们还说,必须拨出一点钱来帮助他人。
They even offered to raise his allowance by $3 a week if he would put aside $2 for charity.
他们甚至提出,如果他愿意为慈善事业留出2美元,每周将他的津贴提高3美元.
Brad quickly accepted their generous offer.
布拉德很快接受了他们的慷慨提议.
Spending Within a Budget From that day on, Brad always seemed to have enough money to do the things he wanted.
从那天起,在预算范围内花费, 布拉德似乎总是有足够的钱做他想要的事情。
Money no longer “burned a hole in his pocket.”
钱不再“在他的口袋里烧了个洞。 “
At the end of every year, he sat down with his parents.
每年年底他都和父母一起坐下来.
They helped him choose which charity would get the $104 he had set aside.
他们帮助他选择哪家慈善机构会得到他预留的104美元.
The first year, he chose to give the money to the town’s animal shelter.
第一年,他选择把钱捐给镇上的动物收容所。
Giving money to help those in need made Brad feel good.
给钱帮助有需要的人 让布拉德感觉很好
He also used some of his savings to buy a cool new video game console.
他还用他的一些积蓄购买了一台很酷的新的电子游戏控制台.
That made him feel good, too.
这让他感觉也很好。